Applying for permits
Travelling to Nijmegen
Registering at the municipality
Financial mattersYou have arrived in Nijmegen and may have already started your job at Radboudumc. There are a few financial matters you will have to look into.
Bank accountRadboudumc can only manually transfer a salary to a foreign bank account which takes longer and is more prone to mistakes.
You will need a Citizen Service Number (Burgerservicenummer, BSN) to open a bank account. If you live in Germany or Belgium, you cannot get a Citizen Service Number (BSN) and you will need to apply for a social-fiscal number (RNI) so that you can open a bank account to receive your salary. An appointment at city hall to arrange this social-fiscal number will be made for you.
If you work or live in the Netherlands, you are legally obliged to take out public health insurance.
Health insuranceRadboudumc offers its employees the choice between two collective health insurances
If you have a scholarship, and you will not be paid by the Radboudumc, you can get insurance at Lippmann, OOM and AON.
Liability insurance is designed to offer specific protection against third party insurance claims.
Liability insurancePersonal liability insurance (‘aansprakelijkheidsverzekering’ in short ‘AVP’) covers almost all damage for which you, as a private individual, can be held liable, regardless of how the incident in question occurred. Damage caused by motor vehicles (e.g., through a collision) is not covered by the AVP. For this, one must take out third-party insurance (WA-verzekering). Please check with your (health) insurance company at home as to whether you have valid liability insurance for the Netherlands.
All employees receive disability insurance free of charge.
Occupational disability insuranceYou automatically receive the basic package, unless you opt out of it in writing within two months following employment. There is also an option to take out a supplementary disability insurance.
> Download Group Disability Income Insurance